{"id":2056,"date":"2023-03-31T14:28:21","date_gmt":"2023-03-31T11:28:21","guid":{"rendered":"https:\/\/noveriasoftware.net\/ardacansigorta\/?post_type=dt_portfolio&#038;p=2056"},"modified":"2023-04-01T13:29:13","modified_gmt":"2023-04-01T10:29:13","slug":"dask","status":"publish","type":"dt_portfolio","link":"https:\/\/ardacansigorta.com\/index.php\/project\/dask\/","title":{"rendered":"DASK"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Sigorta Kapsam\u0131<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">18.05.2012 tarihinde Resmi Gazete&#8217;de yay\u0131mlanan 6305 say\u0131l\u0131 &#8220;Afet&nbsp;<a href=\"http:\/\/www.anadolusigorta.com.tr\/\">Sigorta<\/a>lar\u0131 Kanunu&#8221; gere\u011fince 27.09.2000 tarihinden itibaren, 634 say\u0131l\u0131 Kat M\u00fclkiyeti Kanunu kapsam\u0131ndaki ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler, tapuya kay\u0131tl\u0131 ve \u00f6zel m\u00fclkiyete tabi ta\u015f\u0131nmazlar \u00fczerinde mesken olarak in\u015fa edilmi\u015f binalar, bu binalar i\u00e7inde yer alan ve ticarethane, b\u00fcro ve benzeri ama\u00e7larla kullan\u0131lan ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler ile do\u011fal afetler nedeniyle Devlet taraf\u0131ndan yapt\u0131r\u0131lan veya verilen kredi ile yap\u0131lan meskenler zorunlu deprem sigortas\u0131na tabidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu sigorta ile, depremin do\u011frudan neden oldu\u011fu maddi zararlar ile deprem sonucu meydana gelen yang\u0131n, infilak, tsunami veya yer kaymas\u0131n\u0131n sigortal\u0131 binalarda neden olaca\u011f\u0131 hasarlar (temeller, ana duvarlar, ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmleri ay\u0131ran ortak duvarlar, bah\u00e7e duvarlar\u0131, istinat duvarlar\u0131, tavan ve tabanlar, merdivenler, asans\u00f6rler, sahanl\u0131klar, koridorlar, \u00e7at\u0131lar, bacalar ve yap\u0131n\u0131n benzer nitelikteki tamamlay\u0131c\u0131 k\u0131s\u0131mlar\u0131nda meydana gelenler de dahil olmak \u00fczere), sigorta bedeline kadar Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK) taraf\u0131ndan teminat alt\u0131na al\u0131nm\u0131\u015ft\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sigorta Kapsam\u0131 D\u0131\u015f\u0131nda Kalan Binalar<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>9\/11\/1983 tarihli ve 2946 say\u0131l\u0131 Kamu Konutlar\u0131 Kanununa t\u00e2bi olan veya kamu hizmet binas\u0131 olarak kullan\u0131lan binalar ve ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler,<\/li>\n\n\n\n<li>K\u00f6y n\u00fcfusuna kay\u0131tl\u0131 ve k\u00f6yde s\u00fcrekli oturanlarca k\u00f6y yerle\u015fik alanlar\u0131 ve civar\u0131nda ve mezralarda yap\u0131lan binalar,<\/li>\n\n\n\n<li>Tamam\u0131 ticari veya s\u0131nai ama\u00e7la kullan\u0131lan binalar,<\/li>\n\n\n\n<li>Projesi bulunmayan ve m\u00fchendislik hizmeti g\u00f6rmemi\u015f binalar,<\/li>\n\n\n\n<li>Ta\u015f\u0131y\u0131c\u0131 sistemi olumsuz y\u00f6nde etkileyecek \u015fekilde tadil edildi\u011fi veya zay\u0131flat\u0131ld\u0131\u011f\u0131 tespit edilen binalar,<\/li>\n\n\n\n<li>Ta\u015f\u0131y\u0131c\u0131 sistemi olumsuz y\u00f6nde etkileyecek \u015fekilde ilgili mevzuata ve projeye ayk\u0131r\u0131 olarak in\u015fa edilen binalar,<\/li>\n\n\n\n<li>Yetkili kamu kurumlar\u0131 taraf\u0131ndan y\u0131k\u0131lmas\u0131na karar verilen binalar ile mesken olarak kullan\u0131ma uygun olmayan, bak\u0131ms\u0131z, harap veya metruk binalar.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sigorta Teminat\u0131 D\u0131\u015f\u0131nda Kalan Haller<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enkaz kald\u0131rma masraflar\u0131, kar kayb\u0131, i\u015f durmas\u0131, kira mahrumiyeti, alternatif ikametgah ve i\u015fyeri masraflar\u0131, mali sorumluluklar ve benzeri dolayl\u0131 zararlar,<\/li>\n\n\n\n<li>Her t\u00fcrl\u00fc ta\u015f\u0131n\u0131r mal, e\u015fya ve benzerleri,<\/li>\n\n\n\n<li>\u00d6l\u00fcm dahil olmak \u00fczere t\u00fcm bedeni zararlar,<\/li>\n\n\n\n<li>Manevi tazminat talepleri,<\/li>\n\n\n\n<li>Deprem ve deprem sonucu olu\u015fan yang\u0131n, infilak, tsunami veya yer kaymas\u0131n\u0131n d\u0131\u015f\u0131nda kalan hasarlar,<\/li>\n\n\n\n<li>Belirli bir deprem hadisesine ba\u011fl\u0131 olmaks\u0131z\u0131n binan\u0131n kendi kusur ve \u00f6zellikleri nedeniyle zamanla olu\u015fan zararlar.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sigorta Bedelinin Tespiti<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sigorta bedelinin tespitinde, sigorta edilen meskenin yap\u0131 tarz\u0131 i\u00e7in Hazine M\u00fcste\u015farl\u0131\u011f\u0131nca yay\u0131mlanan &#8220;Zorunlu Deprem Sigortas\u0131 Tarife ve Talimat\u0131&#8221;nda belirlenen metrekare bedeli ile ayn\u0131 meskenin br\u00fct y\u00fcz\u00f6l\u00e7\u00fcm\u00fcn\u00fcn (veya yakla\u015f\u0131k y\u00fcz\u00f6l\u00e7\u00fcm\u00fcn\u00fcn) \u00e7arp\u0131lmas\u0131 sonucu bulunan tutar esas al\u0131n\u0131r.<br><br>Zorunlu Deprem Sigortas\u0131 yap\u0131lan bir meskenin sigorta bedeli, her halde &#8220;Zorunlu Deprem Sigortas\u0131 Tarife ve Talimat\u0131&#8221;nda belirlenen azami teminat tutar\u0131ndan \u00e7ok olamaz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zorunlu deprem sigortas\u0131 bedelini a\u015fan k\u0131s\u0131m i\u00e7in Sigorta taraf\u0131ndan ihtiyari deprem teminat\u0131 verilmektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00d6zel Uygulamalar<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2007 ve sonras\u0131nda in\u015fa edilen binalar i\u00e7in yap\u0131lacak poli\u00e7elerde %10 indirim uygulanmaktad\u0131r. Vade bitiminden itibaren 30 g\u00fcn i\u00e7inde yap\u0131lan kesintisiz yenilemelerde ise %20 indirim uygulanmakta olup, s\u00f6z konusu iki indirim f\u0131rsat\u0131ndan birlikte de faydalan\u0131labilmektedir.<br><br>Zorunlu Deprem Sigortas\u0131 hakk\u0131nda detayl\u0131 bilgi almak i\u00e7in a\u015fa\u011f\u0131da linki yer alan Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK) internet sitesini ziyaret edebilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sigorta Kapsam\u0131 18.05.2012 tarihinde Resmi Gazete&#8217;de yay\u0131mlanan 6305 say\u0131l\u0131 &#8220;Afet&nbsp;Sigortalar\u0131 Kanunu&#8221; gere\u011fince 27.09.2000 tarihinden itibaren, 634 say\u0131l\u0131 Kat M\u00fclkiyeti Kanunu kapsam\u0131ndaki ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler, tapuya kay\u0131tl\u0131 ve \u00f6zel m\u00fclkiyete tabi ta\u015f\u0131nmazlar \u00fczerinde mesken olarak in\u015fa edilmi\u015f binalar, bu binalar i\u00e7inde yer alan ve ticarethane, b\u00fcro ve benzeri ama\u00e7larla kullan\u0131lan ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler ile do\u011fal afetler nedeniyle Devlet&hellip;<\/p>\n","protected":false},"author":1,"featured_media":2057,"comment_status":"open","ping_status":"closed","template":"","dt_portfolio_category":[14],"dt_portfolio_tags":[],"class_list":["post-2056","dt_portfolio","type-dt_portfolio","status-publish","has-post-thumbnail","hentry","dt_portfolio_category-insurance","dt_portfolio_category-14","description-off"],"_links":{"self":[{"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/dt_portfolio\/2056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/dt_portfolio"}],"about":[{"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/types\/dt_portfolio"}],"author":[{"embeddable":true,"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/comments?post=2056"}],"version-history":[{"count":2,"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/dt_portfolio\/2056\/revisions"}],"predecessor-version":[{"id":2059,"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/dt_portfolio\/2056\/revisions\/2059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/media\/2057"}],"wp:attachment":[{"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/media?parent=2056"}],"wp:term":[{"taxonomy":"dt_portfolio_category","embeddable":true,"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/dt_portfolio_category?post=2056"},{"taxonomy":"dt_portfolio_tags","embeddable":true,"href":"https:\/\/ardacansigorta.com\/index.php\/wp-json\/wp\/v2\/dt_portfolio_tags?post=2056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}